Excess Liability

Casualty - excess general liability/auto liability/employer's liability

UFG Specialty's excess casualty division provides lead excess, excess of lead excess, excess of excess and buffer layer business on both a supported and unsupported basis. We are an excess-focused market targeting difficult-to-place or high capacity moderate to higher-hazard casualty E&S business.

Excess Limit

Up to

$5 Million

Acceptable classes

We are here to write tough, hard-to-place accounts and offer a variety of solutions for many classes of business that include, but are not limited to:

  • Property owners.
  • Lessor's risk.
  • Cannabis dispensaries, growers and processors.
  • Machine shops.
  • Contractors (no residential).
  • Special events.
  • Sporting goods.
  • Logging/Lumbering (with wildfire).
  • Food manufacturers/producers.
  • Distributors.
  • Appliance delivery.
  • Office parks and buildings.
  • Consultants.
  • Retail.
  • Industrial parks.
  • Tougher products.
  • New ventures.
  • Commercial auto - lead limits.
  • Trucker for hire - gap layer.
  • Tow truck operation.
  • Contractor's fleets.
  • Local delivery trucks.
  • Messenger and courier deliver.
  • Habitational.*
*Selective appetite

Avoided risks

Generally speaking, we do not write the following risks. Please contact us for more information. 

  • Invasive medical products.
  • Professional liability.
  • Truck brokers.


Casualty excess general liability/auto liability/employer's liability products are offered in the following states:

  • All states.

Risks recently written

Here's a list of businesses we've recently written. We hope this gives you a sense of our appetite for excess coverage, but please know we are open to many different classes of business.

 Excess StatePremium 
 Property Owner and ManagerGeorgia$1,104,119 
 Trucking and Logistics OperationArizona$860,000 
 Trucker: General FreightArkansas$850,000 
 Portable Storage and Moving CompanyNorth Carolina$836,475 
 Janitorial Services incl. Crew TransportationKansas$810,000 
 Concrete Manufacturing and DeliveryLouisiana$610,000 
 Student Transportation ServicesIllinois $542,500 
 Contractor: Utility Line Clearance, Tree Trimming/Removal California$300,000 
 Manufacturer: Building MaterialTexas$300,000 
 Correctional/Rehabilitation FacilityUtah$200,000 


Contact an appointed wholesale broker today.
Disclaimer: This listing is not intended to be an all-encompassing record of capabilities, products or services, but merely a guide for representational purposes only.